3 Ways to Buy Bitcoin with PayPal

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Last Updated on January 9, 2024

We may receive advertising compensation when you click certain products. Before jumping into this page, an important disclosure.

To buy bitcoins with PayPal is simple. Find an exchange that allows PayPal to Bitcoin, deposit money, and then purchase bitcoin.

In our testing, we found three solid choices for purchasing bitcoin with PayPal online.

We made a tutorial of how to buy on PayPal.com below. If you want other exchanges, keep reading.

List of PayPal exchanges

Best Overall


Trading Fees
Buying Speed
Buy Instantly
Account Minimum
Learn More

This ad promotes virtual cryptocurrency investing within the EU (by eToro Europe Ltd. and eToro UK Ltd.) & USA (by eToro USA LLC); which is highly volatile, unregulated in most EU countries, no EU protections & not supervised by the EU regulatory framework. Investments are subject to market risk, including the loss of principal.

  • The most common way to buy bitcoins with PayPal for many years
  • Free Bitcoin and crypto wallet included
  • Supports US and global customers
  • Withdrawing can be complicated
Best for Direct from PayPal


Trading Fees
Buying Speed
Buy Instantly (May Take 3-5 Days to Send)
Account Minimum
  • Ability to acquire bitcoins from PayPal directly
  • Free Bitcoin and crypto wallet included
  • Only supports US customers
  • Fees are high
Best for Ease of Use


Trading Fees
Buying Speed
Buy Instantly
Account Minimum
  • Trusted PayPal to Bitcoin exchange with 100 million+ users
  • Free crypto wallet included
  • App available on Apple App Store & Play Store
  • Lack of support for some countries
  • Not direct from PayPal
Best for High Volumes


Trading Fees
5% for PayPal
Buying Speed
Buy Instantly
Account Minimum
  • Trusted global crypto exchange
  • Free crypto wallet included
  • Support for most countries
  • Not direct from PayPal

How to Buy Bitcoin on PayPal.com

Here are the exact steps you can use to buy on PayPal.com.

Step 1

Log in to your PayPal.com account. Once you do that, click the three-dots icon on the right side of the screen. I've indicated the icon in the image below with a red arrow.

confirm buy paypal crypto

Step 2

Once you have clicked the icon, you should see a new menu come up with crypto at the bottom. I've indicated the "Crypto" button below in a red box. Click the box that says "Crypto".

confirm buy paypal crypto

Step 3

You should now see a menu with different crypto options. Since we're buying bitcoin in this tutorial, click "Bitcoin". However, you can click on any coin that PayPal offers if you want to buy a coin other than Bitcoin.

confirm buy paypal crypto

Step 4

Once you click on Bitcoin, you should now see a chart with a big "Buy" button below it. Click the blue buy button.

confirm buy paypal crypto

Step 5

Once you click the buy button, you will see a field that allows you to enter the amount of Bitcoins you want to buy.

confirm buy paypal crypto

Step 6 - Choose Your Payment Method

Now, you need to select which payment method you want to use. PayPal will automatically let you use already connected accounts.

confirm buy paypal crypto

Step 7 - Confirmation

PayPal will now ask you to confirm the amount you are buying, with a clear breakdown of the fees and amount of Bitcoin you are getting.

confirm buy paypal crypto

Step 8 - You Bought Crypto!

That's it! You bought bitcoin (BTC) using PayPal.

confirm buy paypal crypto

Note: If you want to send your bitcoin to another address after buying on PayPal.com, read our guide here. Only USA users can send bitcoins to an external address.

Here's our guide on how to receive crypto into PayPal.com with a crypto address.

PayPal also allows you to acquire PUSD. PayPal PUSD is a stablecoin tied to the US dollar, providing a stable alternative to volatile cryptocurrencies. As of now, it's only available for US customers with plans for global expansion down the line.

In our testing, buying with PayPal works fast but has high fees:

Purchase amount Fee
1 – 4.99 USD 0.49 USD
5 – 24.99 USD 0.99 USD
25 – 74.99 USD 1.99 USD
75 – 200 USD 2.49 USD
200 – 1000 USD 1.80%
1000.01 USD + 1.50%

How to Buy Bitcoin on Venmo

1. Login to Venmo and Select Crypto from the hamburger menu

You should see the option for crypto near the top.

Note that you must verify your identity with the settings of the app, and you still may not see a crypto option, as it is being rolled out slowly.

crypto venmo menu

2. Select 'Bitcoin'

Or choose any of the other coins listed.

list of crypto venmo

3. Select 'Buy'

bitcoin dashboard venmo

4. Choose How Much You Want to Buy and hit 'Buy Bitcoin' to finalize the sale.

confirm bitcoin buy venmo

For Venmo, you can use your existing Venmo balance to pay for the bitcoins or add funds to your Venmo account.

That's all there is to it!

Frequently Asked Questions

What cryptocurrencies does PayPal support in the USA?

Customers (except Hawaii) can buy, sell, and hold four cryptocurrencies on PayPal: Bitcoin, Ethereum, Litecoin, and Bitcoin Cash.

Can You Buy Bitcoin with PayPal on Binance?

Answer: No, as of now Binance does not work with PayPal for buying or selling. Binance.us was also recently shut down from dealing with USD in the USA.

Does PayPal offer a bitcoin wallet?

Answer: Yes, PayPal offers a free built-in Bitcoin and crypto wallet. It also supports Ethereum, Litecoin, and Bitcoin Cash.

Does PayPal offer crypto wallet addresses?

Answer: Yes, PayPal offers addresses as part of its built-in crypto wallet.

Can you buy XRP on PayPal.com?

Answer: PayPal does not support Ripple (XRP).

Is buying with PayPal private?

Answer: No, as you are required to verify your ID and do KYC to buy.

bitcoin conference speaker privacy

Does PayPal support business accounts?

Answer: PayPal only supports personal accounts at this time, and not business accounts.

Can I buy bitcoin on Venmo?

Last year, Venmo announced it would be adding Bitcoin and a few other cryptos to its platform.

This allows their 70 million users to buy Bitcoin directly after going through a short verification process.

The interesting thing about Venmo Bitcoin purchases is that users can use their existing Venmo balance to make the buy instantly. However, like PayPal, users cannot withdraw bitcoin from their Venmo wallet.

See our tutorial above, where we downloaded the Venmo app and tested buying crypto. Having used the Venmo app to buy bitcoin, I'm happy to report it's easy to buy and also send to friends.

Compared to buying with PayPal, it is a more smooth process. A co-worker who watched me test also felt the process was quick.

Does PayPal Accept Bitcoin as a Deposit Method?

You can't fund your PayPal account using Bitcoin from within PayPal.


Using an exchange like Coinbase you can sell bitcoins to your PayPal account.

Can I Buy Bitcoin with PayPal No ID?

eToro requires ID to purchase although you may be required to use a verified PayPal account.

Can you use PayPal to receive money for selling Bitcoin?

Yes of course!

As mentioned above, you can sell cryptocurrencies to Coinbase and receive cash in your PayPal account. This works in the USA and some of Europe. The fee for selling bitcoins to PayPal is 3.75% using Coinbase.

Can you buy other digital currency using this method?

Yes, PayPal and eToro all support multiple cryptocurrencies you can buy using PayPal.

PayPal will let you buy:

  • Bitcoin
  • Ethereum
  • Litecoin
  • Bitcoin Cash

eToro allows you to buy:

  • Bitcoin
  • Ethereum
  • Litecoin
  • Bitcoin Cash
  • XRP
  • XLM

Coinbase allows you to buy:

  • Bitcoin
  • Ethereum
  • Tether
  • BNB
  • XRP
  • USDC
  • Solana
  • Cardano
  • Dogecoin
  • TRON
  • Toncoin
  • Dai
  • Polygon
  • Wrapped Bitcoin
  • Litecoin
  • Polkadot
  • Bitcoin Cash
  • Chainlink
  • TrueUSD
  • Avalanche
  • Stellar Lumens
  • OKB
  • Monero
  • Cosmos
  • Aave UNI V2
  • Ethereum Classic
  • Binance USD

You can also use this method to buy bitcoins and then trade the bitcoins for another cryptocurrency using an exchange like Poloniex or Kraken.

Does Coinbase accept PayPal?

Answer: Yes, Coinbase allows US and international customers to use the debit cards and bank accounts connected to their PayPal accounts to purchase Bitcoin on their platform.

Does Kraken accept PayPal?

Answer: The answer is no. Kraken does not accept PayPal. Kraken accepts bank transfers, SWIFT, SEPA and ACH.

Does Coinmama accept PayPal?

Answer: No, Coinmama only accepts bank transfers, SWIFT, SEPA, credit cards, debit cards, and ACH.

Other Exchanges We Considered

Binance - Binance used to be popular, but now long supports PayPal.

Local Exchanges: We tested local exchanges, but didn't determine that local exchanges had proper scam prevention features.

Full List and Description of Exchanges


eToro is one of the most popular methods for PayPal. The company has been around since 2007, serving other clients before it introduced crypto trading in 2013.


PayPal.com direct buying is ONLY available in the USA. Customers in the USA (besides Hawaii) can easily buy bitcoin and other crypto on PayPal.


Coinbase is one of the largest exchanges that supports buying and selling with PayPal. Coinbase has over 100 million users.

Residents of many countries can buy bitcoins and crypto fast and easily using Coinbase's free app or on its website.

Coinbase offers a free wallet for all of its users.


Bitstamp is a respected cryptocurrency exchange that has been operating since 2011. For residents in the US or EU, Bitstamp supports PayPal for Bitcoin purchases when paying with EUR, USD, and GBP.

There's a daily limit of up to $2,500 and a monthly cap of $20,000. A 5% fee is charged on PayPal purchases.

Users cannot directly withdraw money to their PayPal account after selling their Bitcoin; they must choose an alternative fiat withdrawal method.

Article Sources

BuyBitcoinWorldWide writers are subject-matter experts and base their articles on firsthand information, like interviews with experts, white papers or original studies and experience. We also use trusted research and studies from other well-known sources. You can learn more about our editorial guidelines.

  1. Understanding PayPal PUSD: A Stablecoin for Secure and Convenient Payments - Coincapture, https://coinscapture.medium.com/understanding-paypal-pusd-a-stablecoin-for-secure-and-convenient-payments-95788774c308
  2. PayPal expands the ability to buy, hold and sell cryptocurrency to the UK - Techcrunch, https://techcrunch.com/2021/08/23/paypal-expands-the-ability-to-buy-hold-and-sell-cryptocurrency-to-the-u-k/
  3. PayPal launches crypto stablecoin - Washington Post, https://www.washingtonpost.com/business/2023/08/07/paypal-stablecoin-crypto/

About the Author

jordan tuwiner

Jordan Tuwiner is the founder of BuyBitcoinWorldwide.com. He studied computer science at Towson University and holds an online degree in trading & cryptocurrency. Jordan has been writing about Bitcoin since 2015. His work has been featured in The Guardian, International Business Times, Forbes, VentureBeat, CoinDesk and many other top Bitcoin media outlets.

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