Buy Bitcoin with SEPA Transfer

Using SEPA can help you buy bitcoin quickly and in larger quantities than other methods. It's also easier to set up than a traditional international bank transfer. The list below contains a number of bitcoin exchanges and brokers worldwide that allow you to buy bitcoin with SEPA transfers.

We may receive advertising compensation when you click certain products. Before jumping into this page, an important disclosure.

  • Popular Exchanges
  • eToro exchange logo
    eToro
    BUY NOW at eToro's Secure Site
    Fees
    Varies by crypto/spread
    Account Minimum
    $50
    Promotion
    None
    • Supports Bitcoin, Ethereum & 15 other coins
    • Start trading fast; high limits
    • Clean & easy trading interface
    • Does not support credit card buys for US users.

    Cryptoasset investing is unregulated in some EU countries and the UK. No consumer protection. Your capital is at risk.

  • bitpanda logo
    Bitpanda
    BUY NOW at Bitpanda's Secure Site
    Fees
    0.1% - 0.15%
    Account Minimum
    $25
    Promotion
    Earn €10
    • Crypto exchange based in Europe
    • Buy bitcoin with card, SEPA, SOFORT
    • Trusted exchange

eToro is a trading platform that accepts deposits via Sepa Transfer. It also offers unique features like social trading and supports coins like ethereum, litecoin, Zcash and about 10 more.

This content is not intended for US users. The above deposit method is not available for users from the US. Cryptoassets are highly volatile. Cryptoasset investing is unregulated in some EU countries and the UK. No consumer protection. Your capital is at risk.

Pros
  • Offers unique copy trading feature
  • Trusted exchange that has been active in traditional finance
  • Interface is clean and easy to use
Cons
  • You cannot deposit cryptocurrency, but you can deposit with other payment methods
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Ease of Use
Easy
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Privacy
Low
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Speed
Average
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Fees
Low
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Reputation
Trusted
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Limits
High

Pros
  • Available from 32 countries
  • Offers a wide variety of payment methods
  • Deep liquidity ensures prices near the fair market rate
Cons
  • Not a private way to buy since ID verification is required
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Ease of Use
Easy
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Privacy
Low
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Speed
Fast
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Fees
Low
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Reputation
Trusted
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Limits
High

Pros
  • One of the longest-running Bitcoin exchanges
  • Very low 0.25% fee, falling to 0.1% with sufficient trading volume
  • Offers wide range of altcoins
Cons
  • High 8% fee on small credit card purchases, falling to 5% with sufficient trading volume
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Ease of Use
Hard
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Privacy
Low
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Speed
Slow
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Fees
Average
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Reputation
Trusted
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Limits
High

Bitpanda is a Bitcoin broker based in Europe.

They have high payment limits and low fees across their wide range of payment methods.

Bitpanda offers customers the option to buy bitcoins with SEPA.

Pros
  • Some of the lowest fees for buying bitcoins with credit/debit card
  • Reliable and trusted broker
Cons
  • Fees aren't shown openly on the site but instead included in the buying price
ease icon
Ease of Use
Easy
privacy icon
Privacy
Low
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Speed
Fast
fees icon
Fees
Low
reputation icon
Reputation
Trusted
limits icon
Limits
High

Bitcoin Store HRBitcoin Store HR

Pros
  • Buy crypto with no account
  • Physical stored throughout the country
  • Accepts cash
Cons
  • Limited payment methods
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Ease of Use
Easy
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Privacy
Average
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Speed
Fast
fees icon
Fees
Average
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Reputation
Trusted
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Limits
High

CoinmamaCoinmama

Pros
  • Works in almost all countries
  • Highest limits for buying bitcoins with a credit card
  • Reliable and trusted broker
Cons
  • Some of the highest fees among credit/debit card bitcoin brokers
ease icon
Ease of Use
Easy
privacy icon
Privacy
Low
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Speed
Fast
fees icon
Fees
Average
reputation icon
Reputation
Trusted
limits icon
Limits
High

PaybisPaybis

Pros
  • 24/7 live support
  • Extremily high limits
  • 5 Minute verification
  • Get payouts fast
  • Large selection of payment methods
Cons
  • No traditional orderbook for advanced traders
ease icon
Ease of Use
Easy
privacy icon
Privacy
Low
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Speed
Average
fees icon
Fees
Low
reputation icon
Reputation
Trusted
limits icon
Limits
High

KriptomatKriptomat

Pros
  • Available in 23 languages
  • Quick verification process
Cons
  • Limited payment methods
  • Only supports EU countries
ease icon
Ease of Use
Easy
privacy icon
Privacy
Low
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Speed
Average
fees icon
Fees
Low
reputation icon
Reputation
Trusted
limits icon
Limits
High

CoinbaseCoinbase

Pros
  • High liquidity and buying limits
  • Easy way for newcomers to get bitcoins
  • "Instant Buy" option available with debit card
Cons
  • Purchases made with bank transfer can take up to 5 days to complete
  • Coinbase may track how and where you spend your bitcoins
ease icon
Ease of Use
Easy
privacy icon
Privacy
Low
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Speed
Average
fees icon
Fees
Average
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Reputation
Trusted
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Limits
High

Coinbase ProCoinbase Pro

Pros
  • Some of the lowest fees available for US and EU customers
  • Possible to buy bitcoins for 0% fees
Cons
  • User interface is confusing for first time buyers
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Ease of Use
Hard
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Privacy
Low
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Speed
Average
fees icon
Fees
Low
reputation icon
Reputation
Trusted
limits icon
Limits
High

KrakenKraken

Pros
  • Very low 0.25% taker fee, falling to 0.1% with sufficient trading volume
  • Very low maker fee, falling to 0% with sufficient trading volume
  • Highly-rated for security and data protection
Cons
  • Requires ID verification, so not private
ease icon
Ease of Use
Hard
privacy icon
Privacy
Low
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Speed
Average
fees icon
Fees
Low
reputation icon
Reputation
Trusted
limits icon
Limits
High

CEX.ioCEX.io

Pros
  • Support for many countries and regions
  • Low 0.2% trading fee
  • Established and trusted exchange
Cons
  • Verification process is extensive, requiring much personal information (including a photo) and incurring a long delay
  • GBP market lacks liquidity
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Ease of Use
Average
privacy icon
Privacy
Low
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Speed
Average
fees icon
Fees
Average
reputation icon
Reputation
Trusted
limits icon
Limits
Average
Read Review

Bitcoin.deBitcoin.de

Pros
  • One of the oldest and largest exchanges in Europe
  • Claims to have high security and regular audits
Cons
  • Limited to SEPA as a payment method
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Ease of Use
Hard
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Privacy
Average
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Speed
Average
fees icon
Fees
High
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Reputation
Trusted
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Limits
Average
Read Review

CoinfinityCoinfinity

Pros
  • Trusted and established exchange
Cons
  • Limited payment methods available
  • ID verification is required for their exchange, so not private
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Ease of Use
Average
privacy icon
Privacy
Low
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Speed
Fast
fees icon
Fees
Low
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Reputation
Trusted
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Limits
High

BityBity

Pros
  • Easy to start buying bitcoins after mobile phone verification
  • Payment limit of up to €100,000 annually after intensive verification
Cons
  • ID verification is required for most purchases, so not a private way to buy
  • Low annual limit of only €4,000 without intensive verification
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Ease of Use
Average
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Privacy
Low
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Speed
Fast
fees icon
Fees
Low
reputation icon
Reputation
Trusted
limits icon
Limits
High

CoinCornerCoinCorner

Pros
  • Trusted and regulated company in the UK
  • Wide range of payment options
  • Good customer support
  • Instant credit card purchases
  • Supports a very wide range of countries
  • Video tutorials covering the basics of Bitcoin and buying and selling
  • Multi-sig security features
Cons
  • 1% trading fee slightly high by European standards
  • Offers a mobile wallet but this is not ideal for bitcoin storage
  • Requires ID verification, so not private
  • Does not provide exchange prices for comparison without sign-up
ease icon
Ease of Use
Easy
privacy icon
Privacy
Low
speed icon
Speed
Average
fees icon
Fees
Average
reputation icon
Reputation
Trusted
limits icon
Limits
Average