Established in 2013, CoinJar is the easiest way to buy, sell, store and spend digital currency. CoinJar's iOS and Android apps allow users to trade cryptocurrencies on the go, while CoinJar Exchange and CoinJar OTC Trading Desk cater for professional traders, as well as SMSF, individuals and institutions looking to make larger transactions.
This is an ad. We may receive compensation when you use CoinJar. Please visit CoinJar for its exact pricing terms.
Pros
- Low trading fees at just 0-2%
- Clean interface makes it easy for first-time buyers
- Instant bank transfer with NPP / Osko / PayID
- Australian crypto exchange established in 2013
Cons
- Verification required in order to trade

Ease of Use
Easy

Privacy
Low

Speed
Average

Fees
Low

Reputation
Average

Limits
High
CoinSpot, established in 2013, is a popular Bitcoin & cryptocurrency exchange based in Australia. CoinSpot provides a simple and easy to use interface with a wide selection of features. Users can deposit via POLi, PayID, BPAY, cash deposit or direct deposit.
The exchange supports Bitcoin, Ethereum, Litecoin & 100+ other coins. OTC trading is also available.
This is an ad. We may receive compensation when you use CoinSpot. Please visit CoinSpot for its exact pricing terms.
Pros
- Local exchange based in Australia
- Wide range of cryptocurrencies
- Free & instant deposits
- Registered with AUSTRAC
- Support available 24/7
Cons
- ID verification required when depositing funds

Ease of Use
Easy

Privacy
Low

Speed
Average

Fees
Low

Reputation
Trusted

Limits
High
Swyftx, established in 2017, is a great exchange if you want to use your bank account to buy crypto.
Swyftx aims to make crypto buying super simple for beginners with an easy to understand user interface, great guides, fast chat support, and an app for every device.
This is an ad. We may receive compensation when you use Swyftx. Please visit Swyftx for its exact pricing terms.
Pros
- fast chat and phone support
- 230 trading pairs
- multiple payment methods
- Supports automatic recurring purchases
- Instant verification
Cons
- ID verification required when depositing AUD

Ease of Use
Easy

Privacy
Low

Speed
Average

Fees
Low

Reputation
Trusted

Limits
High
bitbuy is a cryptocurrency exchange based in Canada. You can buy bitcoins, litecoin, ethereum and other coins with credit card or Interace e-Transfer for 0.75% fees, or sell for 0.5%. The exchange has good support available through its live chat, or via phone & email.
Get a $10 bonus when you buy or sell at least CAD $100. T&Cs apply.
Pros
- Fast way to buy bitcoins
- Very high buy and sell limits
- Can handle large buys through OTC desk
- Only Canadian exchange to offer 1:1 BTC insurance
Cons
- No longer supports Flexepin

Ease of Use
Easy

Privacy
Low

Speed
Fast

Fees
Low

Reputation
Trusted

Limits
High
CoinSmart is a Canadian exchange. It allows users to buy and sell Bitcoin and all major cryptocurrencies in Canada.
Customers can buy and sell bitcoin and ether using Interac e-Transfers, bank transfers, SWIFT, and credit/debit card. New users will receive $50 CAD in BTC once they deposit at least $200 CAD.
Pros
- Many payment methods accepted
- Many coins offered
- Fast verification

Ease of Use
Average

Privacy
Low

Speed
Fast

Fees
Low

Reputation
Trusted

Limits
High
Netcoins is a Canadian exchange based in Vancouver. You can buy and sell Bitcoin, Ethereum, Litecoin and other major cryptocoins with Interac e-Transfer, online bill payment or wire.
They charge 0% on funding and FIAT withdrawal fees and .5% on trading. Customers receive support during business hours through live chat, email or phone call. Getting started and verified takes a couple of minutes.
New users will receive a $10 CAD bonus once they complete $100 in cumulative transactions.
Pros
- Deep liquidity with no slippage
- Instant withdrawals
- Fully audited
- Fast verification
- Great customer support
- Regulated and compliant MSB under FINTRAC

Ease of Use
Average

Privacy
Low

Speed
Fast

Fees
Low

Reputation
Trusted

Limits
High
Rain is a crypto exchange focused on serving UAE, Saudi Arabia, Bahrain, Oman and Kuwait. They offer 24/7 support and meet all CCSS requirements as a crypto custodian and is licensed by the Central Bank of Bahrain as a Crypto Asset Brokerage.
Pros
- Middle East Exchange based in Bahrain
- Low fees
- 24/7 customer support
- Licensed by Central Bank of Bahrain
Cons
- Brokerage only - order book coming soon

Ease of Use
Easy

Privacy
Low

Speed
Average

Fees
Low

Reputation
Trusted

Limits
High
Luno is a Bitcoin exchange with a presence in South Africa, Singapore, Nigeria, Malaysia and Indonesia. It offers 0% fees for market makers, meaning you can avoid fees if you place a buy order then wait for a seller to take it.
Luno also offers an Instant Buy feature.
Pros
- One of the most trusted Bitcoin exchanges in Asia
- Free deposits and low withdrawal fees
- Low fees; 0% for market makers and only 0% - 1% for market takers (depending on fiat currency)
- High to infinite limits for exchange, depending on verification level
Cons
- Only supports Bitcoin and Ethereum

Ease of Use
Easy

Privacy
Low

Speed
Fast

Fees
Low

Reputation
Trusted

Limits
High
Bits of Gold is a Bitcoin broker in Israel. You can buy Bitcoin directly from the company with bank transfer, cash, or credit card. The fees for buying with Bits of Gold are higher than Bit2c, but it is easier to use for first-time buyers. They also operate a Bitcoin ATM in Tel Aviv which requires no identification and charges a 5% fee.
Pros
- Clean interface makes it easy for first-time buyers
- No identity verification for amounts under 1000 ILS
Cons
- Not private since identity verification is required for amounts over 1000 ILS

Ease of Use
Hard

Privacy
Low

Speed
Fast

Fees
Low

Reputation
Trusted

Limits
High
eToro USA is a trading platform by eToro based in the USA. You can buy bitcoins, ethereum and other coins with bank transfer.
Limited time offer: Get $10 free once you trade $100 worth of cryptocurrency.
eToro USA LLC; Investments are subject to market risk, including the possible loss of principal.
Pros
- Offers unique copy trading feature
- Trusted exchange that has been active in traditional finance
- Interface is clean and easy to use
Cons
- You cannot deposit cryptocurrency, but you can deposit with other payment methods

Ease of Use
Easy

Privacy
Low

Speed
Average

Fees
Low

Reputation
Trusted

Limits
High
In the USA you can buy bitcoin with a connected bank account on Coinbase via ACH bank transfer or wire transfer. Coinbase charges a flat 1.49% fee on all transactions.
Pros
- High liquidity and buying limits
- Easy way for newcomers to get bitcoins
- "Instant Buy" option available with debit card
Cons
- Easy to use but fees can be high
- Coinbase may track how and where you spend your bitcoins

Ease of Use
Easy

Privacy
Low

Speed
Average

Fees
Average

Reputation
Trusted

Limits
High

Gemini
US customers can purchase bitcoins on Gemini by funding their account with ACH transfer.
Pros
- Trustworthy and regulated exchange
- Instant deposit lets you buy coins quickly (but not withdraw them)
- Some of the lowest fees in the US and Canada
Cons
- Somewhat confusing to use for new buyers

Ease of Use
Hard

Privacy
Low

Speed
Slow

Fees
Low

Reputation
Trusted

Limits
High

Uphold
Pros
- Ability to also buy gold and silver
Cons
- Requires ID verification, so not private

Ease of Use
Easy

Privacy
Low

Speed
Average

Fees
Low

Reputation
Trusted

Limits
High

Coinmama
Coinmama supports buying in Europe via SEPA transfer. All other countries can send money to Coinmama using International Bank Transfers (SWIFT). There are no fees on purchases of 1000 EUR or more, while purchases under 1000 EUR cost 20 EUR in fees.
Pros
- Works in almost all countries
- Highest limits for buying bitcoins with a credit card
- Reliable and trusted broker
Cons
- Some of the highest fees among credit/debit card bitcoin brokers

Ease of Use
Easy

Privacy
Low

Speed
Fast

Fees
Average

Reputation
Trusted

Limits
High

Coinbase Pro
US customers can fund their Coinbase Exchange trading accounts via ACH or bank wire. Residents of Europe and the UK can fund with SEPA transfer.
Pros
- Some of the lowest fees available for US and EU customers
- Possible to buy bitcoins for 0% fees
Cons
- User interface is confusing for first time buyers

Ease of Use
Hard

Privacy
Low

Speed
Average

Fees
Low

Reputation
Trusted

Limits
High

Kraken
Kraken is the world's largest euro-denominated Bitcoin exchange based on daily average trading volume. It supports bank transfer deposits from US, European, Canadian, British, and Japanese customers. Deposits can be made via international bank transfer, SEPA transfer, and Interac.
Pros
- Very low 0.25% taker fee, falling to 0.1% with sufficient trading volume
- Very low maker fee, falling to 0% with sufficient trading volume
- Highly-rated for security and data protection
Cons
- Requires ID verification, so not private

Ease of Use
Hard

Privacy
Low

Speed
Average

Fees
Low

Reputation
Trusted

Limits
High

CEX.io
CEX.io allows for purchases of bitcoins using ACH in the USA or via SEPA transfer for EU countries.
Pros
- Support for many countries and regions
- Low 0.2% trading fee
- Established and trusted exchange
Cons
- Verification process is extensive, requiring much personal information (including a photo) and incurring a long delay
- GBP market lacks liquidity

Ease of Use
Average

Privacy
Low

Speed
Average

Fees
Average

Reputation
Trusted

Limits
Average
Read Review The benefits of using a bank account are fees. Bank account is usually the cheapest deposit method for buying coins. Limits are also usually higher when using a bank account, assuming you have verified your account.
The cons are speed. Bank transfers are slow in many countries, so bank transfer is often the slowest way to buy bitcoins.
Credit card will be faster, but has higher fees. Bank account is slower but has lower fees.